Marketplace health insurance is available to people and families who are not offered affordable coverage through work or who don’t qualify for public programs such as MaineCare or Medicare.
Open Enrollment for private Marketplace insurance opens on November 1st and closes January 15. If you do not enroll in a Marketplace plan during Open Enrollment, you may not be able to buy health coverage unless you qualify for a Special Enrollment Period.
You can apply for Marketplace health coverage at CoverME.gov or by calling 1-866-636-0355 (TTY 711).
Most Mainers are eligible for financial help when shopping at CoverME.gov. Assistance is based on your income and family size. Some Mainers are eligible for low-cost or even no-cost coverage! To estimate the financial assistance you may qualify for, we recommend using the Plan Compare Tool at CoverME.gov.
Below you can also find more information on:
- Types of plans, and How to Choose the Right Plan for You,
- Cost and Cost Sharing Options for Paying for Your Insurance,
- Tips for Buying and Paying for Your Insurance, and
- General Maine Health Insurance Marketplace FAQs.
NOTE that Medicare plans and plans offered through employers may have different open enrollment periods.